Commercial Loans
Pacific Financial Group understands the importance of finding the best available financing to maximize your return on investment. We are pleased to offer a large selection of commercial loan programs for office, retail, single tenant, self-storage, industrial, hospitality, mixed use and owner-occupied commercial buildings so you are assured of finding one that is best suited to meet your particular investment objectives. Commercial loans are available from a diverse pool of capital sources which include local and regional banks, credit unions, life insurance companies, CMBS, and private investors:
- Loans for single and multi-tenant commercial properties (retail, office, industrial, mixed use)
- Loans for special use properties (auto, cannabis, clubs, gas stations, medical, places of worship)
- 3, 5, 7, 10 and 15-year fixed rate loans and adjustable-rate loan options
- Non-recourse and interest-only loan program options
- Loans with no prepayment penalty
- 15 years to 30-year amortizations
- Up to 75% LTV
- DSCR from 1.25 to 1.50
- Improved pricing for low levered loans (purchases and refinances)
- Up to 90-day rate locks for fixed rate loan programs
- Lite doc loan programs (no need for copies of tax returns; tax transcripts okay)
- Banking relationship and deposits required for some loan programs
Click here to obtain a loan quote or contact us at (415) 390-6750 to discuss your loan scenario.
| Commercial Loan Programs Snapshot* | |||
| Loan Type | Portfolio | CMBS | LTV |
| Adjustable | Starting at 7.50% | – | 50% – 75% |
| 3-Yr Fixed | Starting at 7.25% | – | 50% – 75% |
| 5-Yr Fixed | Starting at 7.00% | – | 50% – 75% |
| 7-Yr Fixed | Starting at 6.75% | – | 50% – 75% |
| 10-Yr Fixed | Starting at 6.75% | Call for quote | 50% – 75% |
| 15-Yr Fixed | Call for quote | – | 50% – 75% |
| *Interest rates are subject to change daily. The posted rates are for informational purposes only. Please contact us to obtain property specific pricing. Rates are current as of 6/15/24. |
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