Yes, you are responsible for the items you store at Enumclaw Self Storage, and Insurance for those items is required. We offer affordable third party insurance/ protection plan options at the facility. In the event that you are already covered, a copy of the declarations page must be available at the time of rental.
Your exciting homeowners or renter insurance policy may offer “off-premises” coverage for your personal property, which can include items in a storage unit. However, these policies often have limits on the amount of coverage for “off-premises items”, typically around 10% of your total personal coverage.
We offer insurance through Storsmart Insurance program. For an additional fee you can get coverage for your belongings valued up to $7,500. The coverage rates and current premiums are as follows
- $2500 for $11/month
- $3000 for $13/month
- $5000 for $22.50/month
- $7500 for $33.50/month
Knowing your belongs are insured can provide peace of mind, especially if you store valuable items.
Be aware of any limits on coverage, especially for valuable items, and consider purchasing additional coverage if needed.
Check your policy for any exclusions, such as damage for pests, foods, or earthquakes, and consider purchasing additional coverage for these perils if necessary.
It’s a good idea to keep a detailed inventory of your stored items, including their value and receipts, to help with filing a claim if necessary